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Page 16 - The True Cost of Living in the UK: A Complete Guide to Expenses
University
UK Costs
University costs £16-25k/year: £9,250 tuition + living costs. Learn student loans.
Mortgage
UK Costs
Mortgages cost £800-2,500/month at 4.5-6% rates. Learn about costs and deposits.
Valentine's Day
UK Costs
Valentine's Day costs £35-150 per person. Learn about gifts, dining, and celebration costs.
Elderly Care
UK Costs
Elderly home care: £15-40/hour visits, £3,500-6,000/month live-in. Learn costs.
Inheritance Tax
UK Costs
Inheritance Tax: 40% on estates over £325k. Learn IHT allowances and planning.
Phone Contract
UK Costs
Phone contracts: SIM-only £5-20/month, with phone £30-80/month. Learn about best deals.
Stocks and Shares ISA
UK Costs
Stocks ISA: invest £20,000/year tax-free. Platform fees 0-0.45%. Learn costs.
Savings Accounts
UK Costs
Savings accounts offer 4-5.2% interest. Learn about best rates.
Divorce
UK Costs
Divorce in UK costs £593 court fee plus £500-50,000+ legal fees. Learn about costs and how to minimize expenses.
Property Investment
UK Costs
Property investment requires £40-75k initial capital. Learn about buy-to-let costs and returns.
Speed Dating
UK Costs
Speed dating in UK costs £15-35 per event. Premium £40-60. Learn about costs, success rates, and finding events.
Capital Gains Tax
UK Costs
Capital Gains Tax in UK: £3,000 allowance, then 10%/20% on assets, 18%/24% on property. Learn about CGT calculation and tax planning.
Babysitter
UK Costs
Babysitters in UK charge £8-15/hour. Evening £10-14/hour, overnight £60-100. Learn about finding reliable sitters and rate factors.
Care Home
UK Costs
Care homes in UK cost £600-1,500 per week (£2,600-6,500/month). Nursing homes £800-2,000/week. Learn about fees, funding, and choosing care homes.
Broadband
UK Costs
Broadband in UK costs £20-40/month for standard, £30-60/month for fibre. BT, Sky, Virgin Media compared. Learn about speeds, contracts, and deals.
National Insurance
UK Costs
National Insurance in UK: 12% on £12,570-50,270, then 2% above. Self-employed 9% + £3.45/week. Learn about NI rates, classes, and what it funds.
Income Tax
UK Costs
Income Tax in the UK ranges from 0% to 45% depending on earnings. Learn about tax bands, personal allowance, National Insurance, and how to calculate your take-home pay.
Dating Apps
UK Costs
Dating apps in the UK cost £10-40 per month for premium subscriptions. Tinder, Bumble, and Hinge offer free versions. Learn about costs, features, and which apps offer best value.
Pension Contributions
UK Costs
Pension contributions in the UK typically range from 5-15% of salary. Learn about employer matching, tax relief, contribution limits, and how to maximize your retirement savings.
Driving Test
UK Costs
Driving test in the UK costs £23 for theory and £62 for practical test. Learn about test fees, lessons, insurance, and total cost of learning to drive in the UK.
